FAQ

 

What does Cazier Capital do?

Cazier Capital finds, develops and invests in African leaders who through their businesses will apply, teach and build the habits of prosperity in their communities.

What makes Cazier Capital unique?

Cazier Capital is a for-profit company that was established after 16+ years of experience focused on studying and working on African development and security issues. That experience led to a conviction that the current development landscape is inadequate to solve the core issues causing so many of Africa’s problems.

We believe that for profit incentives better drive development objectives if managed appropriately. The downside to a unilateral for-profit approach is that the majority of Africans get left behind. Africa is rich in natural resources so countries and corporations have interests to obtain and use those resources. Unfortunately, the lack of human capital in Africa leaves Africans vulnerable and unable to benefit significantly from their own resources. Unfortunately, other countries and corporations have very little incentive to develop the human capital because they are focused on near-term objectives.

A unilateral non-profit focus also fails to achieve the desired developmental objectives. Africa is saturated with non-profit support and these organizations are doing tremendous work. What is missing are the incentives to help Africans take their capacity to a higher level. In most African countries, the most capable individuals tend to work for non-profits or for governments because they offer the best wages and benefits. For Africans to solve African problems, they need greater incentives to motivate their own creative solutions.

Cazier Capital straddles the incentive gap between the for-profit and not-for-profit sectors. We work with select non-profits where appropriate to develop human capacity then we look for leaders who we believe can start and run a business. We work to provide capital and business mentoring to these leaders with the expectation that over time they will franchise their businesses and share their habits and prosperity with other Africans.

Cazier Capital will initially own a 99% stake in these companies while providing incentives and milestones for the Africans to have an 80% ownership stake in the company. Cazier Capital will retain 10% ownership as will the highest bidders in our crowdfunding efforts.

Why did we choose to organize Cazier Capital as a for-profit entity?

Although we have already had several business failures and we acknowledge that there will be more, we want our African friends to know that we are struggling alongside them and we believe that they can become self-reliant. We also believe that entrepreneurship is an essential element of what it means to be American and a powerful tool for escaping poverty.

How is Cazier Capital prepared to accomplish its mission?

We have experience, conviction, and access to individuals in more than 15 African countries. Additionally, we understand issues of security and governance in many of these countries. Also, Paul is one year into an Executive MBA in order to better understand and apply correct business principles in Africa.

Largely using our own resources, we have started eight businesses in Mali and have ten other opportunities that are awaiting resources. Perhaps the biggest reason we are prepared is that we have failed which has given us context to make appropriate adjustments. We believe that “good can come from our failures” (Kevin Worthen). The biggest lesson that our failures have taught us is that true development will need a consistent long-term approach.

What value does Cazier Capital offer?

Together we will create employment opportunities which will be magnified over time. We also believe that meaningful employment and entrepreneurial opportunities are the most significant counterterrorism tool available in some of the regions we will serve. In too many cases, young people have no employment opportunities and end up working in illicit sectors such as trafficking or terrorism. Opportunities in which individuals learn and are empowered to pursue their dreams is a strategy of hope that can have lasting social impact.

How can I help Cazier Capital accomplish its mission?

Easy! You can participate in the crowdfunding effort by purchasing a campaign collectible or purchase our products or services through www.cazcap.com. Also you can tell others about us!

Some of the countries that Cazier Capital will be working in have security concerns, isn’t it too dangerous for Americans?

Remember that the purpose of terrorism is to create an environment of fear. Because fear is the mother of inaction, thousands of communities suffer. Our methods are not designed to create the impression that people from the developing world are coming to the rescue of vulnerable populations. We believe that there are local solutions for local problems therefore Africans are best suited to solve these problems. We seek to work by, with and through Africans. We will not travel to certain countries, but through our partners development objectives can be obtained.

Is this just another form of micro-credit?

No. Our investments are not financed in the form of debt, meaning there is no expectation for repayment. Profitable businesses do generate dividends but Cazier Capital re-invests these. Micro-credit will become one of the development tools we use, but we offer a broad spectrum of tools to achieve our goals.

Why don’t you give the Africans full ownership of these companies?

The core habits we want to establish in our partners are having an Owner’s mentality, an abundance mentality, being a goal setter, being accountable and transparent. As we work to develop human capital we will seek to teach these habits and that will take time.

We have found that in most cases, our African partners will simply want the opportunity to be employed. As they learn and grow we seek to guide them to incorporate each of these core habits. Over time and through sweat and financial equity they will grow to become the majority owner of the company.

Cazier Capital wants to remain engaged in the companies it creates and to jointly profit from them. We also want to create opportunities for other investors who can experience the potential of Africa. We hope that positive experiences will lead to greater long-term investment in Africa.

How will you protect your investments?

Poverty breeds off the emotions of fear. There will be people who are less than forthright and who seek to take advantage of the resources we offer. We believe that building relationships based on trust is the best approach. We will mitigate this risk by not overexposing ourselves to a single individual or group.

Why did we choose to organize Cazier Capital as a for-profit entity?

Although we have already had several business failures and we acknowledge that there will be more, we want our African friends to know that we are struggling alongside them and we believe that they can become self-reliant. We also believe that entrepreneurship is an essential element of what it means to be American and a powerful tool for escaping poverty.